A Valid Member is a duly registered Member and has met minimum criteria of membership which is i. Paid Registration Fee of KES 500/= ii. Acquired at least 1 Share of KES 2,500/= iii. Active Account for 3 months with minimum savings of KES 1,000 monthly. Why should i be a valid member? Valid members enjoys Sacco Benefits which are listed below. i. Access to Societies Loans Products ii. Earning of Dividends and Interest on Deposits iii. Access to Societies Investment Products.